Latest Blog Posts: Real Estate Marketing That Actually Sells
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Taxes when buying a home in Melilla: ITP, AJD and IPSI
Property taxation · Melilla Buying in Melilla requires a different tax framework from mainland Spain. Melilla is outside the territorial scope of Spanish VAT. In a home purchase, a resale may be subject to Tax on Onerous Property Transfers (TPO/ITP), whereas certain property transfers carried out by businesses or professionals are subject to IPSI. A…
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How to sell a property in España step by step
Property sale · Complete process A successful sale starts before the listing is published: first, the property, documentation and completion process must be prepared. A property sale in España usually progresses from reviewing ownership, encumbrances and documentation to market valuation, marketing, offer, private contract, preparation of the deed, signing before a notary, payment, handover of…
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Costs and taxes when selling a property in España
Property sale · Costs · Taxation The sale price is not the net amount received by the seller When selling a property in España, professional fees may arise, along with documentation costs, mortgage cancellation costs and various tax obligations. Tax treatment varies significantly depending on the seller's tax residency and the municipality where the property…
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Municipal capital gains tax when selling a property in España
Property sale · municipal tax The municipal capital gains tax does not have a single rate for España: first, the law applies, followed by the local municipal ordinance. The Tax on the Increase in Value of Urban Land (IIVTNU) may apply when transferring urban land or a property on urban land. In a standard sale…
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Property Registry extract, Land Registry and Cadastre when buying a home
Documentary due diligence · España The property registry extract, Land Registry and Cadastre answer different questions about a property. Before buying, the property registry extract helps you understand the current Land Registry information on the property, its owners, rights and encumbrances; the Property Registry is the institution that records and makes public real rights over…
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Encumbrances, debts and homeowners’ association fees when buying a property
Due diligence · Encumbrances and debts A seller’s debt and an encumbrance affecting the property are not the same thing. Before buying a property in España, it is advisable to separate three questions: which rights or encumbrances appear in the Land Registry, what amounts are outstanding to the homeowners’ association, and which obligations linked to…
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Planning legality of a property in España
Urban planning · Real estate due diligence The fact that a property exists physically, in the Catastro or in the Land Registry does not in itself prove that all its works and uses comply with planning regulations. Before buying a property in España, it is advisable to check whether the property, its extensions, outbuildings, use…
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Buying a property with a tenant or occupants in España
Purchase risks · Possession and tenancies Buying the property does not automatically mean receiving a vacant, available home. Before buying a property with a tenant, occupants or anyone else in possession, you need to identify who is occupying it, under what legal basis, since when, what contract exists and what will happen to possession after…
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Property inspection and hidden defects in España
Due diligence · Physical condition A technical inspection can uncover issues before purchase, but it does not make the property “defect-free”. The physical inspection, the Technical Building Inspection or IEE, and legal due diligence are separate checks. Before signing, it is advisable to know what each professional is reviewing, what falls outside the scope, and…
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Taxes when buying a home in País Vasco: tax guide
Regional tax rules for property purchases In País Vasco, there is no single “regional ITP”: the historical territory must first be identified. The purchase of a home in Álava/Araba, Bizkaia or Gipuzkoa falls under the Economic Agreement and the regional rules of each territory. For a usada home, the official sources consulted currently set out…